No KYC Β· Non-custodial Β· Private

Trade Stellar for Ripple

Need XRP on XRP Ledger? PeakSwap routes Stellar to Ripple wallet-to-wallet β€” no account, no identity check. Once your XLM deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XLM amount and paste your Ripple payout address on XRP Ledger.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XLM to that deposit. After the required confirmations, XRP is sent to your wallet.

    Check these before you send

    • Stellar confirmations are typically very fast β€” often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form β€” missing memos are a common support issue.

    You receive

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto β€” often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) β€” no KYC hub XRP Swap Ripple (XRP) β€” no KYC hub

    Other pairs on this route

    XRP β†’ XLM Convert Ripple into Stellar without opening a profile. Quote first, then send from your wallet. XLM β†’ BTC XLM to BTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ XMR XLM to XMR on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ ETH XLM to ETH on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ USDT Convert Stellar into Tether without opening a profile. Quote first, then send from your wallet. XLM β†’ USDT Trade XLM to USDT privately β€” non-custodial, no signup, automatic payout. XLM β†’ USDC Convert Stellar into USD Coin without opening a profile. Quote first, then send from your wallet. XLM β†’ SOL Convert Stellar into Solana without opening a profile. Quote first, then send from your wallet. XLM β†’ ZEC Convert Stellar into Zcash without opening a profile. Quote first, then send from your wallet. XLM β†’ BNB Swap Stellar for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ LTC Trade XLM to LTC privately β€” non-custodial, no signup, automatic payout. XLM β†’ TRX Swap Stellar for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XLM to XRP require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Stellar to Ripple.

    How long until XRP arrives?

    Many orders finish in a few minutes. Stellar mainnet deposit confirmations and XRP Ledger payout time set the wait.

    Do you hold XLM or XRP for me?

    No. You send XLM from a wallet you control and XRP is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XLM on the wrong chain?

    Use Stellar mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.