No KYC Β· Non-custodial Β· Private

Ripple to Stellar swap

Move Ripple (XRP) to Stellar (XLM) on Stellar mainnet with no signup and no KYC. Send XRP from a wallet you control; after it confirms, XLM is paid to the address you enter. Most routes finish in a few minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XRP amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XRP to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • XRP Ledger confirmations are typically very fast β€” often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag β€” missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) β€” no KYC hub XLM Swap Stellar (XLM) β€” no KYC hub

    Other pairs on this route

    XLM β†’ XRP Swap Stellar for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ BTC Convert Ripple into Bitcoin without opening a profile. Quote first, then send from your wallet. XRP β†’ XMR Convert Ripple into Monero without opening a profile. Quote first, then send from your wallet. XRP β†’ ETH Convert Ripple into Ethereum without opening a profile. Quote first, then send from your wallet. XRP β†’ USDT Trade XRP to USDT privately β€” non-custodial, no signup, automatic payout. XRP β†’ USDT Swap Ripple for Tether with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ USDC XRP to USDC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XRP β†’ SOL Trade XRP to SOL privately β€” non-custodial, no signup, automatic payout. XRP β†’ ZEC Trade XRP to ZEC privately β€” non-custodial, no signup, automatic payout. XRP β†’ LTC Swap Ripple for Litecoin with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ TRX XRP to TRX on PeakSwap: no KYC, no hosted balance, payout to the address you name. XRP β†’ DOGE Swap Ripple for Dogecoin with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XRP to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. XRP Ledger deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold XRP or XLM for me?

    No. You send XRP from a wallet you control and XLM is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XRP on the wrong chain?

    Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.