No KYC Β· Non-custodial Β· Private

Ripple to Monero swap

Need XMR on Monero mainnet? PeakSwap routes Ripple to Monero wallet-to-wallet β€” no account, no identity check. Once your XRP deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XRP amount and paste your Monero payout address on Monero mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XRP to that deposit. After the required confirmations, XMR is sent to your wallet.

    Check these before you send

    • XRP Ledger confirmations are typically very fast β€” often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If XMR has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag β€” missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Monero β€” privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    XMR payout not showing?

    Wait for wallet sync to complete β€” Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses β€” your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent β€” privacy features can delay wallet display.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    XRP destination tags explained When a destination tag is required and what happens if it is missing. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XRP Swap Ripple (XRP) β€” no KYC hub XMR Swap Monero (XMR) β€” no KYC hub

    Other pairs on this route

    XMR β†’ XRP Swap Monero for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ BTC Convert Ripple into Bitcoin without opening a profile. Quote first, then send from your wallet. XRP β†’ ETH Convert Ripple into Ethereum without opening a profile. Quote first, then send from your wallet. XRP β†’ USDT Trade XRP to USDT privately β€” non-custodial, no signup, automatic payout. XRP β†’ USDT Swap Ripple for Tether with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ USDC XRP to USDC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XRP β†’ SOL Trade XRP to SOL privately β€” non-custodial, no signup, automatic payout. XRP β†’ ZEC Trade XRP to ZEC privately β€” non-custodial, no signup, automatic payout. XRP β†’ LTC Swap Ripple for Litecoin with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ TRX XRP to TRX on PeakSwap: no KYC, no hosted balance, payout to the address you name. XRP β†’ DOGE Swap Ripple for Dogecoin with no account and no KYC. Wallet-to-wallet payout after confirmation. XRP β†’ ADA XRP to ADA on PeakSwap: no KYC, no hosted balance, payout to the address you name.

    Frequently asked questions

    Does XRP to XMR require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to Monero.

    How long until XMR arrives?

    Many orders finish in a few minutes. XRP Ledger deposit confirmations and Monero mainnet payout time set the wait.

    Do you hold XRP or XMR for me?

    No. You send XRP from a wallet you control and XMR is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XRP on the wrong chain?

    Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.