How the swap works
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Type the XMR amount and paste your Ripple payout address on XRP Ledger.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast XMR to that deposit. After the required confirmations, XRP is sent to your wallet.
Check these before you send
- Monero needs confirmations before funds are final β wallet sync matters.
- Give your Monero wallet time to scan new blocks after receipt.
- Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
- If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
Monero β privacy on by default
Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.
Keep the Monero wallet synced
An out-of-sync wallet may not display incoming funds even after the order shows a payout.
Compare your wallet block height with a public Monero explorer before opening a support ticket.
XRP β fast ledger settlements
XRP moves quickly on the XRP Ledger β designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto β often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes β start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does XMR to XRP require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Monero to Ripple.
How long until XRP arrives?
Many orders finish in a few minutes. Monero mainnet deposit confirmations and XRP Ledger payout time set the wait.
Do you hold XMR or XRP for me?
No. You send XMR from a wallet you control and XRP is paid to the address you provide β PeakSwap does not keep a user wallet.
What if I send XMR on the wrong chain?
Use Monero mainnet exactly as shown on the order. A wrong-network send may not be credited β read the swap safety notes first.