No KYC Β· Non-custodial Β· Private

Monero to USD Coin swap

Swap Monero for USD Coin without creating a profile. PeakSwap never holds your keys. After XMR confirms on Monero mainnet, USDC is delivered on ERC-20 on Ethereum. Most orders settle within minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XMR amount and paste your USD Coin payout address on ERC-20 on Ethereum.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XMR to that deposit. After the required confirmations, USDC is sent to your wallet.

    Check these before you send

    • Monero needs confirmations before funds are final β€” wallet sync matters.
    • Give your Monero wallet time to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • If USDC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Monero β€” privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    Keep the Monero wallet synced

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    USD Coin β€” issued dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers β€” always use ERC-20 on Ethereum unless stated otherwise.

    USDC not credited?

    Verify your wallet is on Ethereum mainnet and the token contract matches official USDC on Ethereum.

    When will USDC arrive?

    ERC-20 USDC payouts follow Ethereum block times β€” usually minutes after your deposit confirms.

    • Confirm your wallet is set to Ethereum mainnet, not Polygon, Base, or another L2.
    • Add the official USDC token contract in your wallet if the balance does not appear automatically.
    • Check the payout tx hash on Etherscan if your wallet shows no incoming transfer.

    Why traders swap into USDC

    USDC is widely used in DeFi and on exchanges that prefer a regulated dollar stablecoin.

    On Ethereum mainnet it pairs naturally with ETH gas and most ERC-20 trading pairs.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed β€” learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XMR Swap Monero (XMR) β€” no KYC hub USDC Swap USD Coin (USDC) β€” no KYC hub

    Other pairs on this route

    USDC → XMR Swap USD Coin for Monero with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → BTC Trade XMR to BTC privately — non-custodial, no signup, automatic payout. XMR → ETH Move Monero to Ethereum with no KYC and no registration. Non-custodial XMR→ETH, the rate is shown first, coins land in your wallet on PeakSwap. XMR → USDT Convert Monero into Tether without opening a profile. Quote first, then send from your wallet. XMR → USDT XMR to USDT on PeakSwap: no KYC, no hosted balance, payout to the address you name. XMR → SOL Convert Monero into Solana without opening a profile. Quote first, then send from your wallet. XMR → ZEC Convert Monero into Zcash without opening a profile. Quote first, then send from your wallet. XMR → BNB Swap Monero for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → LTC Move Monero to Litecoin with no KYC. Non-custodial XMR→LTC, fees shown up front, wallet-to-wallet on PeakSwap. XMR → XRP Swap Monero for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → TRX Swap Monero for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → DOGE Trade XMR to DOGE privately — non-custodial, no signup, automatic payout.

    Frequently asked questions

    Does XMR to USDC require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Monero to USD Coin.

    How long until USDC arrives?

    Many orders finish in a few minutes. Monero mainnet deposit confirmations and ERC-20 on Ethereum payout time set the wait.

    Do you hold XMR or USDC for me?

    No. You send XMR from a wallet you control and USDC is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XMR on the wrong chain?

    Use Monero mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.