No KYC Β· Non-custodial Β· Private

Trade USD Coin for Monero

Need XMR on Monero mainnet? PeakSwap routes USD Coin to Monero wallet-to-wallet β€” no account, no identity check. Once your USDC deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the USDC amount and paste your Monero payout address on Monero mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDC to that deposit. After the required confirmations, XMR is sent to your wallet.

    Check these before you send

    • ERC-20 USDC follows Ethereum confirmation times.
    • Send USDC on Ethereum mainnet only for this route β€” not Polygon, Base, or Solana USDC.
    • Leave ETH in your wallet for gas when sending USDC.
    • If XMR has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    USD Coin β€” issued dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers β€” always use ERC-20 on Ethereum unless stated otherwise.

    USDC on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

    Gas fees apply to token transfers β€” ensure sufficient ETH balance.

    You receive

    Monero β€” privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    XMR payout not showing?

    Wait for wallet sync to complete β€” Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses β€” your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent β€” privacy features can delay wallet display.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed β€” learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDC Swap USD Coin (USDC) β€” no KYC hub XMR Swap Monero (XMR) β€” no KYC hub

    Other pairs on this route

    XMR β†’ USDC Convert Monero into USD Coin without opening a profile. Quote first, then send from your wallet. USDC β†’ BTC Swap USD Coin for Bitcoin with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ ETH Swap USD Coin for Ethereum with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ USDT Move USDC (ERC-20) to USDT (TRC-20) with no KYC. Non-custodial stablecoin route β€” live quote, no account, minutes on PeakSwap. USDC β†’ USDT Convert USD Coin into Tether without opening a profile. Quote first, then send from your wallet. USDC β†’ SOL Trade USDC to SOL privately β€” non-custodial, no signup, automatic payout. USDC β†’ ZEC Trade USDC to ZEC privately β€” non-custodial, no signup, automatic payout. USDC β†’ BNB USDC to BNB on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ LTC Convert USD Coin into Litecoin without opening a profile. Quote first, then send from your wallet. USDC β†’ XRP USDC to XRP on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ TRX USDC to TRX on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ DOGE Convert USD Coin into Dogecoin without opening a profile. Quote first, then send from your wallet.

    Frequently asked questions

    Does USDC to XMR require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for USD Coin to Monero.

    How long until XMR arrives?

    Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and Monero mainnet payout time set the wait.

    Do you hold USDC or XMR for me?

    No. You send USDC from a wallet you control and XMR is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send USDC on the wrong chain?

    Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.