No KYC Β· Non-custodial Β· Private

Trade USD Coin for Ripple

Swap USD Coin for Ripple without creating a profile. PeakSwap never holds your keys. After USDC confirms on ERC-20 on Ethereum, XRP is delivered on XRP Ledger. Most orders settle within minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the USDC amount and paste your Ripple payout address on XRP Ledger.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDC to that deposit. After the required confirmations, XRP is sent to your wallet.

    Check these before you send

    • ERC-20 USDC follows Ethereum confirmation times.
    • Send USDC on Ethereum mainnet only for this route β€” not Polygon, Base, or Solana USDC.
    • Leave ETH in your wallet for gas when sending USDC.
    • If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    USD Coin β€” issued dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers β€” always use ERC-20 on Ethereum unless stated otherwise.

    USDC on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

    Gas fees apply to token transfers β€” ensure sufficient ETH balance.

    You receive

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto β€” often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed β€” learn what to check first. XRP destination tags explained When a destination tag is required and what happens if it is missing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDC Swap USD Coin (USDC) β€” no KYC hub XRP Swap Ripple (XRP) β€” no KYC hub

    Other pairs on this route

    XRP β†’ USDC XRP to USDC on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ BTC Swap USD Coin for Bitcoin with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ XMR Swap USD Coin for Monero with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ ETH Swap USD Coin for Ethereum with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ USDT Move USDC (ERC-20) to USDT (TRC-20) with no KYC. Non-custodial stablecoin route β€” live quote, no account, minutes on PeakSwap. USDC β†’ USDT Convert USD Coin into Tether without opening a profile. Quote first, then send from your wallet. USDC β†’ SOL Trade USDC to SOL privately β€” non-custodial, no signup, automatic payout. USDC β†’ ZEC Trade USDC to ZEC privately β€” non-custodial, no signup, automatic payout. USDC β†’ BNB USDC to BNB on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ LTC Convert USD Coin into Litecoin without opening a profile. Quote first, then send from your wallet. USDC β†’ TRX USDC to TRX on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ DOGE Convert USD Coin into Dogecoin without opening a profile. Quote first, then send from your wallet.

    Frequently asked questions

    Does USDC to XRP require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for USD Coin to Ripple.

    How long until XRP arrives?

    Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and XRP Ledger payout time set the wait.

    Do you hold USDC or XRP for me?

    No. You send USDC from a wallet you control and XRP is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send USDC on the wrong chain?

    Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.