How the swap works
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Type the USDC amount and paste your Zcash payout address on Zcash mainnet.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast USDC to that deposit. After the required confirmations, ZEC is sent to your wallet.
Check these before you send
- ERC-20 USDC follows Ethereum confirmation times.
- Send USDC on Ethereum mainnet only for this route — not Polygon, Base, or Solana USDC.
- Leave ETH in your wallet for gas when sending USDC.
- If ZEC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
USD Coin — issued dollar stablecoin
USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers — always use ERC-20 on Ethereum unless stated otherwise.
USDC on Ethereum mainnet
Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.
Gas fees apply to token transfers — ensure sufficient ETH balance.
Zcash — shielded privacy is optional
ZEC supports transparent and shielded addresses — use the receive format your wallet actually supports.
ZEC receipt troubleshooting
Confirm address type matches your wallet. Rescan the blockchain in your Zcash client if needed.
Transparent vs shielded payouts
Zcash supports both transparent (t-) and shielded (z-) addresses — they are not interchangeable.
- Use the address type your wallet actually supports before placing the order.
- Shielded payouts may take longer to appear depending on wallet software.
- If the order shows a sent tx but balance is zero, rescan the chain in your Zcash client first.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does USDC to ZEC require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for USD Coin to Zcash.
How long until ZEC arrives?
Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and Zcash mainnet payout time set the wait.
Do you hold USDC or ZEC for me?
No. You send USDC from a wallet you control and ZEC is paid to the address you provide — PeakSwap does not keep a user wallet.
What if I send USDC on the wrong chain?
Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.