How the swap works
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Type the XRP amount and paste your Bitcoin payout address on Bitcoin mainnet.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast XRP to that deposit. After the required confirmations, BTC is sent to your wallet.
Check these before you send
- XRP Ledger confirmations are typically very fast β often seconds.
- If your receiving account requires a destination tag, enter it exactly on the order form.
- Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
- If BTC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
XRP β fast ledger settlements
XRP moves quickly on the XRP Ledger β designed for rapid settlement with minimal transaction fees.
Destination tags on XRP
Exchanges and custodial wallets often require a destination tag β missing tags delay or complicate crediting.
Self-custody addresses may not need a tag; check what your wallet provider expects.
Bitcoin β the base layer of crypto
Since 2009 Bitcoin has been the reference asset β deep liquidity, wide recognition, and the usual starting point for cross-chain routes.
When can I spend the BTC payout?
After your payout transaction receives the confirmations shown on the order page β typically one or more blocks depending on route.
How to verify a BTC payout
- Open the order page and copy the payout transaction hash into a Bitcoin block explorer.
- Confirm the destination address matches your wallet exactly β including case and format.
- Most wallets show incoming BTC after one confirmation; some exchanges wait for more.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes β start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does XRP to BTC require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to Bitcoin.
How long until BTC arrives?
Many orders finish in a few minutes. XRP Ledger deposit confirmations and Bitcoin mainnet payout time set the wait.
Do you hold XRP or BTC for me?
No. You send XRP from a wallet you control and BTC is paid to the address you provide β PeakSwap does not keep a user wallet.
What if I send XRP on the wrong chain?
Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited β read the swap safety notes first.