No KYC · Non-custodial · Private

Swap Stellar for Tether

Need USDT on ERC-20 on Ethereum? PeakSwap routes Stellar to Tether wallet-to-wallet — no account, no identity check. Once your XLM deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the XLM amount and paste your Tether payout address on ERC-20 on Ethereum.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XLM to that deposit. After the required confirmations, USDT is sent to your wallet.

    Check these before you send

    • Stellar confirmations are typically very fast — often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • If USDT has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form — missing memos are a common support issue.

    You receive

    Tether — USD-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    Receiving ERC-20 USDT

    Set your wallet to Ethereum mainnet with the USDT token visible.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) — no KYC hub USDT Swap Tether (USDT) — no KYC hub

    Other pairs on this route

    USDT → XLM Trade USDT to XLM privately — non-custodial, no signup, automatic payout. XLM → BTC XLM to BTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM → XMR XLM to XMR on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM → ETH XLM to ETH on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM → USDT Convert Stellar into Tether without opening a profile. Quote first, then send from your wallet. XLM → USDC Convert Stellar into USD Coin without opening a profile. Quote first, then send from your wallet. XLM → SOL Convert Stellar into Solana without opening a profile. Quote first, then send from your wallet. XLM → ZEC Convert Stellar into Zcash without opening a profile. Quote first, then send from your wallet. XLM → BNB Swap Stellar for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM → LTC Trade XLM to LTC privately — non-custodial, no signup, automatic payout. XLM → XRP Swap Stellar for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM → TRX Swap Stellar for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XLM to USDT require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Stellar to Tether.

    How long until USDT arrives?

    Many orders finish in a few minutes. Stellar mainnet deposit confirmations and ERC-20 on Ethereum payout time set the wait.

    Do you hold XLM or USDT for me?

    No. You send XLM from a wallet you control and USDT is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send XLM on the wrong chain?

    Use Stellar mainnet exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.