No KYC · Non-custodial · Private

Swap Tether for Stellar

Move Tether (USDT) to Stellar (XLM) on Stellar mainnet with no signup and no KYC. Send USDT from a wallet you control; after it confirms, XLM is paid to the address you enter. Most routes finish in a few minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the USDT amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDT to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • ERC-20 USDT follows Ethereum confirmation times.
    • Send USDT on Ethereum mainnet only — not Tron TRC-20.
    • Leave ETH in your wallet for gas when sending ERC-20 USDT.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Tether — USD-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    USDT on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. TRC-20 USDT is a different asset.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDT Swap Tether (USDT) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → USDT Trade XLM to USDT privately — non-custodial, no signup, automatic payout. USDT → BTC Trade USDT to BTC privately — non-custodial, no signup, automatic payout. USDT → XMR Trade USDT to XMR privately — non-custodial, no signup, automatic payout. USDT → ETH Trade USDT to ETH privately — non-custodial, no signup, automatic payout. USDT → USDT Convert Tether into Tether without opening a profile. Quote first, then send from your wallet. USDT → USDC Convert Tether into USD Coin without opening a profile. Quote first, then send from your wallet. USDT → SOL Convert Tether into Solana without opening a profile. Quote first, then send from your wallet. USDT → ZEC Convert Tether into Zcash without opening a profile. Quote first, then send from your wallet. USDT → BNB Swap Tether for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. USDT → LTC USDT to LTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDT → XRP Swap Tether for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. USDT → TRX Swap Tether for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does USDT to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Tether to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold USDT or XLM for me?

    No. You send USDT from a wallet you control and XLM is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send USDT on the wrong chain?

    Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.