No KYC · Non-custodial · Private

Swap Tether for Monero

A no-KYC USDT to XMR route: send from your wallet, receive on Monero mainnet. The rate is shown before you commit. After the Tether deposit confirms, Monero is paid out automatically — usually in minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the USDT amount and paste your Monero payout address on Monero mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDT to that deposit. After the required confirmations, XMR is sent to your wallet.

    Check these before you send

    • ERC-20 USDT follows Ethereum confirmation times.
    • Send USDT on Ethereum mainnet only — not Tron TRC-20.
    • Leave ETH in your wallet for gas when sending ERC-20 USDT.
    • If XMR has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Tether — USD-pegged stablecoin

    USDT on Ethereum (ERC-20) is widely used in DeFi — send only on Ethereum mainnet.

    USDT on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. TRC-20 USDT is a different asset.

    You receive

    Monero — privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    XMR payout not showing?

    Wait for wallet sync to complete — Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses — your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent — privacy features can delay wallet display.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Ethereum gas & gwei for swaps How gas spikes affect deposit cost and confirmation speed. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first. Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDT Swap Tether (USDT) — no KYC hub XMR Swap Monero (XMR) — no KYC hub

    Other pairs on this route

    XMR → USDT XMR to USDT on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDT → BTC Trade USDT to BTC privately — non-custodial, no signup, automatic payout. USDT → ETH Trade USDT to ETH privately — non-custodial, no signup, automatic payout. USDT → USDT Convert Tether into Tether without opening a profile. Quote first, then send from your wallet. USDT → USDC Convert Tether into USD Coin without opening a profile. Quote first, then send from your wallet. USDT → SOL Convert Tether into Solana without opening a profile. Quote first, then send from your wallet. USDT → ZEC Convert Tether into Zcash without opening a profile. Quote first, then send from your wallet. USDT → BNB Swap Tether for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. USDT → LTC USDT to LTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDT → XRP Swap Tether for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. USDT → TRX Swap Tether for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation. USDT → DOGE USDT to DOGE on PeakSwap: no KYC, no hosted balance, payout to the address you name.

    Frequently asked questions

    Does USDT to XMR require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Tether to Monero.

    How long until XMR arrives?

    Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and Monero mainnet payout time set the wait.

    Do you hold USDT or XMR for me?

    No. You send USDT from a wallet you control and XMR is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send USDT on the wrong chain?

    Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.