No KYC Β· Non-custodial Β· Private

Trade Stellar for Monero

Swap Stellar for Monero without creating a profile. PeakSwap never holds your keys. After XLM confirms on Stellar mainnet, XMR is delivered on Monero mainnet. Most orders settle within minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XLM amount and paste your Monero payout address on Monero mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XLM to that deposit. After the required confirmations, XMR is sent to your wallet.

    Check these before you send

    • Stellar confirmations are typically very fast β€” often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • If XMR has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form β€” missing memos are a common support issue.

    You receive

    Monero β€” privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    XMR payout not showing?

    Wait for wallet sync to complete β€” Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses β€” your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent β€” privacy features can delay wallet display.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page. How to track swap order status Use your exchange ID and read each status on the order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) β€” no KYC hub XMR Swap Monero (XMR) β€” no KYC hub

    Other pairs on this route

    XMR β†’ XLM Trade XMR to XLM privately β€” non-custodial, no signup, automatic payout. XLM β†’ BTC XLM to BTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ ETH XLM to ETH on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ USDT Convert Stellar into Tether without opening a profile. Quote first, then send from your wallet. XLM β†’ USDT Trade XLM to USDT privately β€” non-custodial, no signup, automatic payout. XLM β†’ USDC Convert Stellar into USD Coin without opening a profile. Quote first, then send from your wallet. XLM β†’ SOL Convert Stellar into Solana without opening a profile. Quote first, then send from your wallet. XLM β†’ ZEC Convert Stellar into Zcash without opening a profile. Quote first, then send from your wallet. XLM β†’ BNB Swap Stellar for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ LTC Trade XLM to LTC privately β€” non-custodial, no signup, automatic payout. XLM β†’ XRP Swap Stellar for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ TRX Swap Stellar for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XLM to XMR require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Stellar to Monero.

    How long until XMR arrives?

    Many orders finish in a few minutes. Stellar mainnet deposit confirmations and Monero mainnet payout time set the wait.

    Do you hold XLM or XMR for me?

    No. You send XLM from a wallet you control and XMR is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XLM on the wrong chain?

    Use Stellar mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.