No KYC Β· Non-custodial Β· Private

Stellar to USD Coin swap

Need USDC on ERC-20 on Ethereum? PeakSwap routes Stellar to USD Coin wallet-to-wallet β€” no account, no identity check. Once your XLM deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XLM amount and paste your USD Coin payout address on ERC-20 on Ethereum.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XLM to that deposit. After the required confirmations, USDC is sent to your wallet.

    Check these before you send

    • Stellar confirmations are typically very fast β€” often within seconds.
    • A minimum XLM balance may be required to activate or maintain your Stellar account.
    • Use a Stellar mainnet address (starts with G…). Include a memo if your receive wallet or exchange requires one.
    • If USDC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    Sending XLM on Stellar

    Send native XLM on Stellar mainnet from a compatible wallet.

    If your payout destination requires a memo, enter it exactly on your order form β€” missing memos are a common support issue.

    You receive

    USD Coin β€” issued dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers β€” always use ERC-20 on Ethereum unless stated otherwise.

    USDC not credited?

    Verify your wallet is on Ethereum mainnet and the token contract matches official USDC on Ethereum.

    When will USDC arrive?

    ERC-20 USDC payouts follow Ethereum block times β€” usually minutes after your deposit confirms.

    • Confirm your wallet is set to Ethereum mainnet, not Polygon, Base, or another L2.
    • Add the official USDC token contract in your wallet if the balance does not appear automatically.
    • Check the payout tx hash on Etherscan if your wallet shows no incoming transfer.

    Why traders swap into USDC

    USDC is widely used in DeFi and on exchanges that prefer a regulated dollar stablecoin.

    On Ethereum mainnet it pairs naturally with ETH gas and most ERC-20 trading pairs.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed β€” learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XLM Swap Stellar (XLM) β€” no KYC hub USDC Swap USD Coin (USDC) β€” no KYC hub

    Other pairs on this route

    USDC β†’ XLM Swap USD Coin for Stellar with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ BTC XLM to BTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ XMR XLM to XMR on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ ETH XLM to ETH on PeakSwap: no KYC, no hosted balance, payout to the address you name. XLM β†’ USDT Convert Stellar into Tether without opening a profile. Quote first, then send from your wallet. XLM β†’ USDT Trade XLM to USDT privately β€” non-custodial, no signup, automatic payout. XLM β†’ SOL Convert Stellar into Solana without opening a profile. Quote first, then send from your wallet. XLM β†’ ZEC Convert Stellar into Zcash without opening a profile. Quote first, then send from your wallet. XLM β†’ BNB Swap Stellar for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ LTC Trade XLM to LTC privately β€” non-custodial, no signup, automatic payout. XLM β†’ XRP Swap Stellar for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XLM β†’ TRX Swap Stellar for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XLM to USDC require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Stellar to USD Coin.

    How long until USDC arrives?

    Many orders finish in a few minutes. Stellar mainnet deposit confirmations and ERC-20 on Ethereum payout time set the wait.

    Do you hold XLM or USDC for me?

    No. You send XLM from a wallet you control and USDC is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XLM on the wrong chain?

    Use Stellar mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.