No KYC Β· Non-custodial Β· Private

Trade USD Coin for Stellar

USDC β†’ XLM on Stellar mainnet: a non-custodial swap with no KYC. Quote the amount, send USD Coin from your wallet, and receive Stellar at the address you name after confirmations.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the USDC amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDC to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • ERC-20 USDC follows Ethereum confirmation times.
    • Send USDC on Ethereum mainnet only for this route β€” not Polygon, Base, or Solana USDC.
    • Leave ETH in your wallet for gas when sending USDC.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    USD Coin β€” issued dollar stablecoin

    USDC on Ethereum mainnet is a widely trusted stablecoin for DeFi and transfers β€” always use ERC-20 on Ethereum unless stated otherwise.

    USDC on Ethereum mainnet

    Use an ERC-20 compatible Ethereum address. L2 USDC is a different asset on-chain.

    Gas fees apply to token transfers β€” ensure sufficient ETH balance.

    You receive

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed β€” learn what to check first. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting. What each swap status means From awaiting deposit to complete β€” read each status on your order page.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    USDC Swap USD Coin (USDC) β€” no KYC hub XLM Swap Stellar (XLM) β€” no KYC hub

    Other pairs on this route

    XLM β†’ USDC Convert Stellar into USD Coin without opening a profile. Quote first, then send from your wallet. USDC β†’ BTC Swap USD Coin for Bitcoin with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ XMR Swap USD Coin for Monero with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ ETH Swap USD Coin for Ethereum with no account and no KYC. Wallet-to-wallet payout after confirmation. USDC β†’ USDT Move USDC (ERC-20) to USDT (TRC-20) with no KYC. Non-custodial stablecoin route β€” live quote, no account, minutes on PeakSwap. USDC β†’ USDT Convert USD Coin into Tether without opening a profile. Quote first, then send from your wallet. USDC β†’ SOL Trade USDC to SOL privately β€” non-custodial, no signup, automatic payout. USDC β†’ ZEC Trade USDC to ZEC privately β€” non-custodial, no signup, automatic payout. USDC β†’ BNB USDC to BNB on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ LTC Convert USD Coin into Litecoin without opening a profile. Quote first, then send from your wallet. USDC β†’ XRP USDC to XRP on PeakSwap: no KYC, no hosted balance, payout to the address you name. USDC β†’ TRX USDC to TRX on PeakSwap: no KYC, no hosted balance, payout to the address you name.

    Frequently asked questions

    Does USDC to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for USD Coin to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. ERC-20 on Ethereum deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold USDC or XLM for me?

    No. You send USDC from a wallet you control and XLM is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send USDC on the wrong chain?

    Use ERC-20 on Ethereum exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.