How the swap works
-
Type the XLM amount and paste your Tether payout address on TRC-20 on Tron.
-
Press Exchange to open the live quote and the deposit address for this order.
-
Broadcast XLM to that deposit. After the required confirmations, USDT is sent to your wallet.
Check these before you send
- Stellar confirmations are typically very fast β often within seconds.
- A minimum XLM balance may be required to activate or maintain your Stellar account.
- Use a Stellar mainnet address (starts with Gβ¦). Include a memo if your receive wallet or exchange requires one.
- If USDT has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
Stellar β fast payments network
XLM (Stellar Lumens) powers the Stellar network β built for low-cost cross-border transfers and tokenized assets.
Sending XLM on Stellar
Send native XLM on Stellar mainnet from a compatible wallet.
If your payout destination requires a memo, enter it exactly on your order form β missing memos are a common support issue.
Tether β USD-pegged stablecoin
USDT tracks the US dollar and is widely used for trading and transfers β always pick the chain listed on the order (TRC-20, ERC-20, and others are not the same).
Receiving USDT on the correct chain
Your wallet must support the exact USDT network listed on the order.
If funds were sent on the wrong chain, recovery may not be possible β verify before you send.
When will USDT arrive?
Most TRC-20 payouts land within minutes once your deposit confirms.
- Check the order page for a payout transaction hash before opening a support ticket.
- Refresh or resync your wallet if the balance has not updated after a few minutes.
- Tron confirmations are typically much faster than Bitcoin or Ethereum mainnet.
Why traders swap into USDT
USDT offers dollar-like stability without leaving crypto β useful between trades or during volatile markets.
TRC-20 USDT on Tron keeps transfer fees low, making it a common destination after swapping from BTC, ETH, or alt L1s.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes β start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does XLM to USDT require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Stellar to Tether.
How long until USDT arrives?
Many orders finish in a few minutes. Stellar mainnet deposit confirmations and TRC-20 on Tron payout time set the wait.
Do you hold XLM or USDT for me?
No. You send XLM from a wallet you control and USDT is paid to the address you provide β PeakSwap does not keep a user wallet.
What if I send XLM on the wrong chain?
Use Stellar mainnet exactly as shown on the order. A wrong-network send may not be credited β read the swap safety notes first.