No KYC Β· Non-custodial Β· Private

Swap Tether for Stellar

Move Tether (USDT) to Stellar (XLM) on Stellar mainnet with no signup and no KYC. Send USDT from a wallet you control; after it confirms, XLM is paid to the address you enter. Most routes finish in a few minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the USDT amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDT to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • TRC-20 USDT confirms quickly on Tron β€” usually within a minute or two.
    • Never send USDT on the wrong network. TRC-20, ERC-20, and other variants are not interchangeable.
    • Keep a small TRX balance in your wallet to pay Tron energy/bandwidth for TRC-20 sends.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Tether β€” USD-pegged stablecoin

    USDT tracks the US dollar and is widely used for trading and transfers β€” always pick the chain listed on the order (TRC-20, ERC-20, and others are not the same).

    USDT network mismatch

    The most common error is sending ERC-20 USDT to a TRC-20 address or vice versa.

    Double-check the network badge on your order before sending.

    You receive

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does USDT to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Tether to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. TRC-20 on Tron deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold USDT or XLM for me?

    No. You send USDT from a wallet you control and XLM is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send USDT on the wrong chain?

    Use TRC-20 on Tron exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.