No KYC · Non-custodial · Private

Swap Tether for Ripple

A no-KYC USDT to XRP route: send from your wallet, receive on XRP Ledger. The rate is shown before you commit. After the Tether deposit confirms, Ripple is paid out automatically — usually in minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the USDT amount and paste your Ripple payout address on XRP Ledger.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDT to that deposit. After the required confirmations, XRP is sent to your wallet.

    Check these before you send

    • TRC-20 USDT confirms quickly on Tron — usually within a minute or two.
    • Never send USDT on the wrong network. TRC-20, ERC-20, and other variants are not interchangeable.
    • Keep a small TRX balance in your wallet to pay Tron energy/bandwidth for TRC-20 sends.
    • If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Tether — USD-pegged stablecoin

    USDT tracks the US dollar and is widely used for trading and transfers — always pick the chain listed on the order (TRC-20, ERC-20, and others are not the same).

    USDT network mismatch

    The most common error is sending ERC-20 USDT to a TRC-20 address or vice versa.

    Double-check the network badge on your order before sending.

    You receive

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does USDT to XRP require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Tether to Ripple.

    How long until XRP arrives?

    Many orders finish in a few minutes. TRC-20 on Tron deposit confirmations and XRP Ledger payout time set the wait.

    Do you hold USDT or XRP for me?

    No. You send USDT from a wallet you control and XRP is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send USDT on the wrong chain?

    Use TRC-20 on Tron exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.