No KYC Β· Non-custodial Β· Private

Swap Tether for Monero

Need XMR on Monero mainnet? PeakSwap routes Tether to Monero wallet-to-wallet β€” no account, no identity check. Once your USDT deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the USDT amount and paste your Monero payout address on Monero mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast USDT to that deposit. After the required confirmations, XMR is sent to your wallet.

    Check these before you send

    • TRC-20 USDT confirms quickly on Tron β€” usually within a minute or two.
    • Never send USDT on the wrong network. TRC-20, ERC-20, and other variants are not interchangeable.
    • Keep a small TRX balance in your wallet to pay Tron energy/bandwidth for TRC-20 sends.
    • If XMR has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Tether β€” USD-pegged stablecoin

    USDT tracks the US dollar and is widely used for trading and transfers β€” always pick the chain listed on the order (TRC-20, ERC-20, and others are not the same).

    USDT network mismatch

    The most common error is sending ERC-20 USDT to a TRC-20 address or vice versa.

    Double-check the network badge on your order before sending.

    You receive

    Monero β€” privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    XMR payout not showing?

    Wait for wallet sync to complete β€” Monero often needs several minutes to reflect incoming outputs.

    If the order lists a payout tx but your synced wallet shows nothing, contact support.

    Receiving XMR with privacy intact

    Monero payouts use one-time addresses β€” your wallet must finish scanning recent blocks to display the balance.

    • Use a fresh subaddress for each swap rather than reusing old receive addresses.
    • Compare your wallet block height with a public explorer before assuming a payout failed.
    • Allow extra time after the order shows sent β€” privacy features can delay wallet display.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does USDT to XMR require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Tether to Monero.

    How long until XMR arrives?

    Many orders finish in a few minutes. TRC-20 on Tron deposit confirmations and Monero mainnet payout time set the wait.

    Do you hold USDT or XMR for me?

    No. You send USDT from a wallet you control and XMR is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send USDT on the wrong chain?

    Use TRC-20 on Tron exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.