No KYC Β· Non-custodial Β· Private

Ripple to Polygon swap

A no-KYC XRP to MATIC route: send from your wallet, receive on Polygon mainnet. The rate is shown before you commit. After the Ripple deposit confirms, Polygon is paid out automatically β€” usually in minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the XRP amount and paste your Polygon payout address on Polygon mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XRP to that deposit. After the required confirmations, MATIC is sent to your wallet.

    Check these before you send

    • XRP Ledger confirmations are typically very fast β€” often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If MATIC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag β€” missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    Polygon β€” low-cost EVM layer-2

    MATIC (POL) powers Polygon β€” fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC not received?

    Confirm your wallet is on Polygon PoS mainnet and fully synced.

    MATIC payout tips

    • Use a Polygon-compatible wallet and verify the receive address starts with 0x.
    • Check Polygonscan with the payout tx hash if your balance has not updated.
    • Do not expect MATIC on Ethereum β€” this route pays out on Polygon PoS.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does XRP to MATIC require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to Polygon.

    How long until MATIC arrives?

    Many orders finish in a few minutes. XRP Ledger deposit confirmations and Polygon mainnet payout time set the wait.

    Do you hold XRP or MATIC for me?

    No. You send XRP from a wallet you control and MATIC is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send XRP on the wrong chain?

    Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.