No KYC Β· Non-custodial Β· Private

Polygon to Ripple swap

Swap Polygon for Ripple without creating a profile. PeakSwap never holds your keys. After MATIC confirms on Polygon mainnet, XRP is delivered on XRP Ledger. Most orders settle within minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the MATIC amount and paste your Ripple payout address on XRP Ledger.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast MATIC to that deposit. After the required confirmations, XRP is sent to your wallet.

    Check these before you send

    • Polygon confirmations are usually fast β€” often within a minute.
    • Send MATIC on Polygon PoS mainnet only β€” not Ethereum or other L2s unless your order says otherwise.
    • Use a Polygon-compatible wallet and address (0x…). Leave enough MATIC for gas.
    • If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Polygon β€” low-cost EVM layer-2

    MATIC (POL) powers Polygon β€” fast EVM transfers, low fees, and wide DeFi and bridge liquidity.

    MATIC on Polygon mainnet

    Use a Polygon PoS wallet for deposits. Do not send MATIC on Ethereum mainnet β€” wrapped versions are different assets.

    Leave enough MATIC in your wallet to cover gas on top of the swap amount.

    You receive

    XRP β€” fast ledger settlements

    XRP moves quickly on the XRP Ledger β€” designed for rapid settlement with minimal transaction fees.

    XRP payout delays

    If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.

    When will XRP arrive?

    XRP Ledger settlements are among the fastest in crypto β€” often seconds after your deposit confirms.

    • Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
    • Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
    • Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does MATIC to XRP require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Polygon to Ripple.

    How long until XRP arrives?

    Many orders finish in a few minutes. Polygon mainnet deposit confirmations and XRP Ledger payout time set the wait.

    Do you hold MATIC or XRP for me?

    No. You send MATIC from a wallet you control and XRP is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send MATIC on the wrong chain?

    Use Polygon mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.