No KYC · Non-custodial · Private

Trade Ripple for USD Coin

XRP → USDC on SPL on Solana: a non-custodial swap with no KYC. Quote the amount, send Ripple from your wallet, and receive USD Coin at the address you name after confirmations.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the XRP amount and paste your USD Coin payout address on SPL on Solana.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XRP to that deposit. After the required confirmations, USDC is sent to your wallet.

    Check these before you send

    • XRP Ledger confirmations are typically very fast — often seconds.
    • If your receiving account requires a destination tag, enter it exactly on the order form.
    • Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
    • If USDC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    XRP — fast ledger settlements

    XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.

    Destination tags on XRP

    Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.

    Self-custody addresses may not need a tag; check what your wallet provider expects.

    You receive

    USD Coin on Solana

    Credit USDC only on SPL on Solana. A transfer on any other chain will not show up on this order.

    When USDC arrives

    Set your wallet to SPL on Solana.

    If the order already lists a payout tx, wait a few minutes and resync before contacting support.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does XRP to USDC require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to USD Coin.

    How long until USDC arrives?

    Many orders finish in a few minutes. XRP Ledger deposit confirmations and SPL on Solana payout time set the wait.

    Do you hold XRP or USDC for me?

    No. You send XRP from a wallet you control and USDC is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send XRP on the wrong chain?

    Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.