How the swap works
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Type the XRP amount and paste your USD Coin payout address on SPL on Solana.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast XRP to that deposit. After the required confirmations, USDC is sent to your wallet.
Check these before you send
- XRP Ledger confirmations are typically very fast — often seconds.
- If your receiving account requires a destination tag, enter it exactly on the order form.
- Leave enough XRP reserve if your wallet requires a minimum balance to activate the account.
- If USDC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
Destination tags on XRP
Exchanges and custodial wallets often require a destination tag — missing tags delay or complicate crediting.
Self-custody addresses may not need a tag; check what your wallet provider expects.
USD Coin on Solana
Credit USDC only on SPL on Solana. A transfer on any other chain will not show up on this order.
When USDC arrives
Set your wallet to SPL on Solana.
If the order already lists a payout tx, wait a few minutes and resync before contacting support.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does XRP to USDC require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Ripple to USD Coin.
How long until USDC arrives?
Many orders finish in a few minutes. XRP Ledger deposit confirmations and SPL on Solana payout time set the wait.
Do you hold XRP or USDC for me?
No. You send XRP from a wallet you control and USDC is paid to the address you provide — PeakSwap does not keep a user wallet.
What if I send XRP on the wrong chain?
Use XRP Ledger exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.