No KYC · Non-custodial · Private

Swap Monero for USD Coin

A no-KYC XMR to USDC route: send from your wallet, receive on ERC-20 on Arbitrum. The rate is shown before you commit. After the Monero deposit confirms, USD Coin is paid out automatically — usually in minutes.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the XMR amount and paste your USD Coin payout address on ERC-20 on Arbitrum.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast XMR to that deposit. After the required confirmations, USDC is sent to your wallet.

    Check these before you send

    • Monero needs confirmations before funds are final — wallet sync matters.
    • Give your Monero wallet time to scan new blocks after receipt.
    • Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
    • If USDC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Monero — privacy on by default

    Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.

    Keep the Monero wallet synced

    An out-of-sync wallet may not display incoming funds even after the order shows a payout.

    Compare your wallet block height with a public Monero explorer before opening a support ticket.

    You receive

    USD Coin on Arbitrum

    Credit USDC only on ERC-20 on Arbitrum. A transfer on any other chain will not show up on this order.

    When USDC arrives

    Set your wallet to ERC-20 on Arbitrum.

    If the order already lists a payout tx, wait a few minutes and resync before contacting support.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    Prove a Monero transaction you sent Verify an XMR payment when your wallet is still syncing. USDC vs USDT: pick the right network ERC-20, TRC-20, and other networks are not interchangeable. Arbitrum vs Ethereum mainnet Arbitrum assets are not interchangeable with Ethereum L1 deposits. Sent crypto to the wrong network? Wrong chain sends often cannot be reversed — learn what to check first.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    XMR Swap Monero (XMR) — no KYC hub USDC Swap USD Coin (USDC) — no KYC hub

    Other pairs on this route

    USDC → XMR USDC to XMR on PeakSwap: no KYC, no hosted balance, payout to the address you name. XMR → BTC Trade XMR to BTC privately — non-custodial, no signup, automatic payout. XMR → ETH Move Monero to Ethereum with no KYC and no registration. Non-custodial XMR→ETH, the rate is shown first, coins land in your wallet on PeakSwap. XMR → USDT Convert Monero into Tether without opening a profile. Quote first, then send from your wallet. XMR → USDT XMR to USDT on PeakSwap: no KYC, no hosted balance, payout to the address you name. XMR → USDC Convert Monero into USD Coin without opening a profile. Quote first, then send from your wallet. XMR → SOL Convert Monero into Solana without opening a profile. Quote first, then send from your wallet. XMR → ZEC Convert Monero into Zcash without opening a profile. Quote first, then send from your wallet. XMR → BNB Swap Monero for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → LTC Move Monero to Litecoin with no KYC. Non-custodial XMR→LTC, fees shown up front, wallet-to-wallet on PeakSwap. XMR → XRP Swap Monero for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. XMR → TRX Swap Monero for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does XMR to USDC require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Monero to USD Coin.

    How long until USDC arrives?

    Many orders finish in a few minutes. Monero mainnet deposit confirmations and ERC-20 on Arbitrum payout time set the wait.

    Do you hold XMR or USDC for me?

    No. You send XMR from a wallet you control and USDC is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send XMR on the wrong chain?

    Use Monero mainnet exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.