How the swap works
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Type the XMR amount and paste your Polygon payout address on Polygon mainnet.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast XMR to that deposit. After the required confirmations, MATIC is sent to your wallet.
Check these before you send
- Monero needs confirmations before funds are final β wallet sync matters.
- Give your Monero wallet time to scan new blocks after receipt.
- Use a fresh subaddress for each swap. Avoid reusing old XMR receive addresses.
- If MATIC has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
Monero β privacy on by default
Monero uses ring signatures and one-time addresses so amounts and destinations stay confidential on-chain.
Keep the Monero wallet synced
An out-of-sync wallet may not display incoming funds even after the order shows a payout.
Compare your wallet block height with a public Monero explorer before opening a support ticket.
Polygon β low-cost EVM layer-2
MATIC (POL) powers Polygon β fast EVM transfers, low fees, and wide DeFi and bridge liquidity.
MATIC not received?
Confirm your wallet is on Polygon PoS mainnet and fully synced.
MATIC payout tips
- Use a Polygon-compatible wallet and verify the receive address starts with 0x.
- Check Polygonscan with the payout tx hash if your balance has not updated.
- Do not expect MATIC on Ethereum β this route pays out on Polygon PoS.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes β start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does XMR to MATIC require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Monero to Polygon.
How long until MATIC arrives?
Many orders finish in a few minutes. Monero mainnet deposit confirmations and Polygon mainnet payout time set the wait.
Do you hold XMR or MATIC for me?
No. You send XMR from a wallet you control and MATIC is paid to the address you provide β PeakSwap does not keep a user wallet.
What if I send XMR on the wrong chain?
Use Monero mainnet exactly as shown on the order. A wrong-network send may not be credited β read the swap safety notes first.