No KYC Β· Non-custodial Β· Private

Swap Zcash for Stellar

A no-KYC ZEC to XLM route: send from your wallet, receive on Stellar mainnet. The rate is shown before you commit. After the Zcash deposit confirms, Stellar is paid out automatically β€” usually in minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the ZEC amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast ZEC to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • Zcash confirmations follow mainnet block times β€” usually a few minutes.
    • Transparent (t-) and shielded (z-) addresses are not interchangeable β€” use the type your order specifies.
    • Shielded payouts may take longer to appear depending on wallet support.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Zcash β€” shielded privacy is optional

    ZEC supports transparent and shielded addresses β€” use the receive format your wallet actually supports.

    Transparent vs shielded ZEC

    Sending to the wrong address type is a common failure mode.

    If unsure, ask support which format your order uses before broadcasting.

    You receive

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does ZEC to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Zcash to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. Zcash mainnet deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold ZEC or XLM for me?

    No. You send ZEC from a wallet you control and XLM is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send ZEC on the wrong chain?

    Use Zcash mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.