How the swap works
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Type the ZEC amount and paste your Ripple payout address on XRP Ledger.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast ZEC to that deposit. After the required confirmations, XRP is sent to your wallet.
Check these before you send
- Zcash confirmations follow mainnet block times — usually a few minutes.
- Transparent (t-) and shielded (z-) addresses are not interchangeable — use the type your order specifies.
- Shielded payouts may take longer to appear depending on wallet support.
- If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
Zcash — shielded privacy is optional
ZEC supports transparent and shielded addresses — use the receive format your wallet actually supports.
Transparent vs shielded ZEC
Sending to the wrong address type is a common failure mode.
If unsure, ask support which format your order uses before broadcasting.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does ZEC to XRP require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Zcash to Ripple.
How long until XRP arrives?
Many orders finish in a few minutes. Zcash mainnet deposit confirmations and XRP Ledger payout time set the wait.
Do you hold ZEC or XRP for me?
No. You send ZEC from a wallet you control and XRP is paid to the address you provide — PeakSwap does not keep a user wallet.
What if I send ZEC on the wrong chain?
Use Zcash mainnet exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.