No KYC · Non-custodial · Private

Trade Bitcoin for Stellar

Need XLM on Stellar mainnet? PeakSwap routes Bitcoin to Stellar wallet-to-wallet — no account, no identity check. Once your BTC deposit confirms, payout is automatic. Typical completion is minutes, not hours.

    Start swap

    You Send
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    All fees included
    Estimated rate: -
    You Get
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    How the swap works

    1. Type the BTC amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast BTC to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • A single network confirmation is typically enough to start the payout.
    • How long BTC takes to confirm tracks mempool load and the fee on your send.
    • SegWit deposit addresses keep fees lower. If your wallet cannot send to SegWit, contact support before you broadcast.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Bitcoin — the base layer of crypto

    Since 2009 Bitcoin has been the reference asset — deep liquidity, wide recognition, and the usual starting point for cross-chain routes.

    BTC deposit checklist

    • Confirm your wallet can send to SegWit (bc1…) addresses.
    • Leave enough for a network fee — low fees mean slower confirmation.
    • Broadcast only BTC on Bitcoin mainnet to the deposit shown on your order.

    How long does a BTC deposit take?

    Block times vary with network load and your chosen fee.

    • Use mempool.space or similar tools to check whether your fee is competitive.
    • Explorers show queue position — compare against pending transaction volume.
    • Average block interval is ~10 minutes, but longer gaps happen.

    Why traders move BTC to other chains

    Bitcoin offers deep liquidity and wide recognition — many swaps start with BTC as the funding asset.

    Moving into Ethereum, stablecoins, or alt L1s lets you access DeFi, payments, or portfolio diversification without a custodial account.

    You receive

    Stellar — fast payments network

    XLM (Stellar Lumens) powers the Stellar network — built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.

    Bitcoin address formats compared Legacy, SegWit, and Taproot — pick the format your wallet supports. Why is my Bitcoin tx not confirming? Mempool congestion, low fees, and how to speed up inclusion. How many confirmations you need How many blocks exchanges wait for before releasing your payout. Deposit amount must match exactly Under- and over-payments can delay or fail automated crediting.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    BTC Swap Bitcoin (BTC) — no KYC hub XLM Swap Stellar (XLM) — no KYC hub

    Other pairs on this route

    XLM → BTC XLM to BTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. BTC → XMR Move Bitcoin to Monero with no KYC and no account. Non-custodial, wallet-to-wallet — most orders settle in minutes on PeakSwap. BTC → ETH Swap Bitcoin for Ethereum without an account. Non-custodial, no KYC, payout after BTC confirms. BTC → USDT Convert Bitcoin into Tether without opening a profile. Quote first, then send from your wallet. BTC → USDT BTC to USDT on PeakSwap: no KYC, no hosted balance, payout to the address you name. BTC → USDC Convert Bitcoin into USD Coin without opening a profile. Quote first, then send from your wallet. BTC → SOL Convert Bitcoin into Solana without opening a profile. Quote first, then send from your wallet. BTC → ZEC Convert Bitcoin into Zcash without opening a profile. Quote first, then send from your wallet. BTC → BNB Swap Bitcoin for BNB with no account and no KYC. Wallet-to-wallet payout after confirmation. BTC → LTC BTC to LTC on PeakSwap: no KYC, no hosted balance, payout to the address you name. BTC → XRP Swap Bitcoin for Ripple with no account and no KYC. Wallet-to-wallet payout after confirmation. BTC → TRX Swap Bitcoin for Tron with no account and no KYC. Wallet-to-wallet payout after confirmation.

    Frequently asked questions

    Does BTC to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Bitcoin to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. Bitcoin mainnet deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold BTC or XLM for me?

    No. You send BTC from a wallet you control and XLM is paid to the address you provide — PeakSwap does not keep a user wallet.

    What if I send BTC on the wrong chain?

    Use Bitcoin mainnet exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.