No KYC Β· Non-custodial Β· Private

Trade Cardano for Stellar

A no-KYC ADA to XLM route: send from your wallet, receive on Stellar mainnet. The rate is shown before you commit. After the Cardano deposit confirms, Stellar is paid out automatically β€” usually in minutes.

    Start swap

    You Send
    -
    β–Ό
    All fees included
    Estimated rate: -
    You Get
    -
    β–Ό

    How the swap works

    1. Type the ADA amount and paste your Stellar payout address on Stellar mainnet.

    2. Press Exchange to open the live quote and the deposit address for this order.

    3. Broadcast ADA to that deposit. After the required confirmations, XLM is sent to your wallet.

    Check these before you send

    • Cardano deposits need several confirmations before the swap proceeds.
    • Block times are around 20 seconds but can vary with network load.
    • Use a Shelley-era Cardano address β€” legacy Byron formats may not be supported on all routes.
    • If XLM has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
    You send

    Cardano β€” research-driven layer-1

    ADA is the native token of Cardano β€” a proof-of-stake network focused on security and formal verification.

    Sending ADA

    Send native ADA on Cardano mainnet from a compatible wallet.

    Leave enough ADA for the transaction fee in addition to your swap amount.

    You receive

    Stellar β€” fast payments network

    XLM (Stellar Lumens) powers the Stellar network β€” built for low-cost cross-border transfers and tokenized assets.

    XLM not visible yet?

    Resync your Stellar wallet. If the order shows a sent transaction, verify the address and memo match your wallet.

    When will XLM arrive?

    Stellar settlements are usually very quick once your deposit confirms.

    • Check Stellar Expert or a similar explorer with the payout tx hash.
    • Confirm whether your wallet needs a destination memo for incoming funds.
    • Keep a small XLM reserve if your wallet requires a minimum balance.

    Read before you send

    Wrong-network deposits and address mistakes are the usual failure modes β€” start with these notes.

    All swap safety guides

    Coin swap hubs

    More no-KYC swap pairs and guides for each asset.

    Other pairs on this route

    Frequently asked questions

    Does ADA to XLM require KYC or an account?

    No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Cardano to Stellar.

    How long until XLM arrives?

    Many orders finish in a few minutes. Cardano mainnet deposit confirmations and Stellar mainnet payout time set the wait.

    Do you hold ADA or XLM for me?

    No. You send ADA from a wallet you control and XLM is paid to the address you provide β€” PeakSwap does not keep a user wallet.

    What if I send ADA on the wrong chain?

    Use Cardano mainnet exactly as shown on the order. A wrong-network send may not be credited β€” read the swap safety notes first.