How the swap works
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Type the ADA amount and paste your Ripple payout address on XRP Ledger.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast ADA to that deposit. After the required confirmations, XRP is sent to your wallet.
Check these before you send
- Cardano deposits need several confirmations before the swap proceeds.
- Block times are around 20 seconds but can vary with network load.
- Use a Shelley-era Cardano address — legacy Byron formats may not be supported on all routes.
- If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
Cardano — research-driven layer-1
ADA is the native token of Cardano — a proof-of-stake network focused on security and formal verification.
Sending ADA
Send native ADA on Cardano mainnet from a compatible wallet.
Leave enough ADA for the transaction fee in addition to your swap amount.
XRP — fast ledger settlements
XRP moves quickly on the XRP Ledger — designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto — often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes — start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does ADA to XRP require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for Cardano to Ripple.
How long until XRP arrives?
Many orders finish in a few minutes. Cardano mainnet deposit confirmations and XRP Ledger payout time set the wait.
Do you hold ADA or XRP for me?
No. You send ADA from a wallet you control and XRP is paid to the address you provide — PeakSwap does not keep a user wallet.
What if I send ADA on the wrong chain?
Use Cardano mainnet exactly as shown on the order. A wrong-network send may not be credited — read the swap safety notes first.