How the swap works
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Type the USDC amount and paste your Ripple payout address on XRP Ledger.
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Press Exchange to open the live quote and the deposit address for this order.
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Broadcast USDC to that deposit. After the required confirmations, XRP is sent to your wallet.
Check these before you send
- Payout starts after BEP-20 on BSC has enough confirmations.
- Use BEP-20 on BSC only β the same ticker on another chain is a different asset.
- Read the network badge on the order before you broadcast.
- If XRP has not appeared yet, wait a few minutes and refresh the wallet. When the order already shows a payout tx, contact support with your order ID.
USD Coin on BSC
Credit USDC only on BEP-20 on BSC. A transfer on any other chain will not show up on this order.
Deposit checklist
Open a wallet that can send on BEP-20 on BSC.
The wallet network must match the deposit network printed on the order.
XRP β fast ledger settlements
XRP moves quickly on the XRP Ledger β designed for rapid settlement with minimal transaction fees.
XRP payout delays
If XRP is missing, verify destination tag requirements and that your wallet supports the XRP Ledger mainnet.
When will XRP arrive?
XRP Ledger settlements are among the fastest in crypto β often seconds after your deposit confirms.
- Check whether your receiving wallet requires a destination tag and that you entered it on the order form.
- Leave enough XRP reserve if your wallet needs a minimum balance to activate the account.
- Use the payout tx hash on an XRP Ledger explorer if your wallet balance has not updated.
Read before you send
Wrong-network deposits and address mistakes are the usual failure modes β start with these notes.
Coin swap hubs
More no-KYC swap pairs and guides for each asset.
Frequently asked questions
Does USDC to XRP require KYC or an account?
No. PeakSwap does not ask for a profile, ID documents, or a hosted balance for USD Coin to Ripple.
How long until XRP arrives?
Many orders finish in a few minutes. BEP-20 on BSC deposit confirmations and XRP Ledger payout time set the wait.
Do you hold USDC or XRP for me?
No. You send USDC from a wallet you control and XRP is paid to the address you provide β PeakSwap does not keep a user wallet.
What if I send USDC on the wrong chain?
Use BEP-20 on BSC exactly as shown on the order. A wrong-network send may not be credited β read the swap safety notes first.